Privacy Policy

Updated May 8, 2006

Thank you for visiting Ethel, LLC's web site (ProblemPoker.com) and reviewing our privacy policy. Your privacy is of great importance to us and our web site has been developed with that in mind. We recognize your right to know what information is being collected about you and how that information will be used, as well as our legal obligations to limit collection and protect what we do collect.

Our Internet privacy policy is:

You do not have to give us personal information to visit our web site. We collect personally identifiable information (name, email address, or other unique identifier) only if specifically and knowingly provided by you. In some cases, the personally identifiable information you provide will be used to merely respond to your electronic inquiry and will not be maintained. If we ask you to provide personally identifiable information in order to take advantage of a product or service and we maintain that information, please be assured that Ethel does not sell or rent user information to anyone. We will notify you at the time of data collection or transfer if your data will be shared with a third party and you will always have the option of not permitting the transfer. If you do not wish to allow your data to be shared, you can choose not to use a particular service or not to participate in certain promotions.

Cookies

Ethel may place a "cookie" in the browser file of an Ethel user's computer. The cookie itself does not contain any personally identifying information although it will enable Ethel to relate a user's use of Ethel to information that the user has specifically and knowingly provided to Ethel. From time to time, Ethel may host advertiser banners. If you link to our advertisers, you may also occasionally get cookies from them. Ethel does not control these cookies and these cookies are not subject to this policy. The use of advertising cookies sent by third-party servers is common in the Internet industry. Most browsers are initially set to accept cookies. If you prefer, you can set your browser to refuse cookies or to alert you when cookies are being sent. However, it is possible that some portions of the web site will not function properly if you do so.

Information collected and stored automatically

If you do nothing during your visit but browse through the web site, read pages, or download information, we will gather and store certain information about your visit automatically. This information does not identify you personally. We automatically collect and store only the following information about your visit:

1. The Internet domain (for example, "xcompany.com" if you use a private Internet access account, or "yourschool.edu" if you connect from a university's domain) and IP address (an IP address is a number that is automatically assigned to your computer whenever you are surfing the web) from which you access our web site;

2. The type of browser and operating system used to access our site;

3. The date and time you access our site;

4. The pages you visit; and

5. If you linked to the Ethel web site from another web site, the Internet address of that web site.

We use this information to help us make our site more useful to visitors--to learn about the number of visitors to the different sections of our site, what information is of most and least interest, and technical information that will enhance ease of use, such as, the types of technology our visitors use and system performance or problem areas. We do not track or record information about individuals and their visits.

Other Information We Collect

Our web site may allow you to purchase products and services or request information electronically. In those instances, we will collect the information needed to fulfill your order or request, just as though your order or request had been made on paper. That information will be maintained and protected once received.

Specifically, Ethel collects non-public personal information about you from the following sources:

• Information we receive from you on applications or other forms;
• Information about your transaction with us or others; and
• Information we receive from a consumer reporting agency.

When We May Disclose Information:

As a general rule, Ethel will not disclose any of your nonpublic personal information. Nevertheless, Ethel may provide nonpublic personal information under certain circumstances. We may disclose nonpublic personal information to credit bureaus and similar organizations and when required or permitted by law. For example, Customer Information may be disclosed in connection with a subpoena or similar legal process, fraud prevention or investigation, and risk management and security. Customer Information also may be disclosed to companies that process your requests for products or services and to companies that are necessary to effect, administer, or enforce a transaction. We also may share nonpublic personal information to companies if we have your consent

Most of our web pages allow you to send us an e-mail. If your e-mail message includes personally-identifying information, for example, in an electronic mail message containing an inquiry, we will use that information to respond to your inquiry. In addition, in some cases, it may be used to send you follow-up information about products and services in which you have expressed an interest.

Email and Online Security

Remember that e-mail is not necessarily secure against interception. If your communication is very sensitive, or includes information such as your bank account, charge card, or social security number, you should send it by mail unless our web site indicates the particular site is secured.

Unfortunately, no data transmission over the Internet can be guaranteed to be 100% secure. As a result, while we strive to protect your personal information, Ethel cannot ensure or warrant the security of any information you transmit to us or from our online products or services, and you do so at your own risk. Once we receive your transmission, we make our best effort to ensure its security on our systems.

Please keep in mind that whenever you voluntarily disclose personal information online--for example on message boards, through email, or in chat areas--that information can be collected and used by others. In short, if you post personal information online that is accessible to the public, you may receive unsolicited messages from other parties in return. Ultimately, you are solely responsible for maintaining the secrecy of your passwords and/or any account information. Please be careful and responsible whenever you're online.

As Ethel expands its services, we may modify, add or delete the terms of the privacy policy. In such a case, we will provide you with notice of the modification. You should check back here for such updates from time to time.

If you have any concerns regarding privacy issues, please contact us at support@problempoker.com.